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Family system

Data minimisation throughout: age bands not birthdates, no names required, delete any time.

This section answers what a household decision is worth. Add a partner, children and childcare and PayLens combines both incomes with the subsidy and the tax on the extra day, so you can see whether another workday, a change in care or a change in hours leaves the household ahead.

Tools in this section

Second IncomeWhat a partner’s income adds after tax and withdrawal.
Childcare & SubsidyFees, subsidy percentage and the net cost per care day.
Day Four TestWhether an extra workday pays for itself.
Parental LeavePaid leave, super and the return-to-work position.

Family Tax Benefit

Part A and Part B kept visually distinct — different tests, different rules.

PART Aper child · family income test

$127.42 /fortnight est.

2 children (4, 7) · income $168,000 · base rate after taper. Supplement shown separately at year end.

PART Bsecondary-earner test

$0 /fortnight

Secondary earner above the Part B threshold. Shows the phase-out point so families see when it returns.

Combined estimate: $127.42/fortnight · advanced: shared care · maintenance income · partner details · frequency views. Source: Services Australia rates, dataset year shown.

Related guides

Australian income tax, explainedHow the second income is taxed at the household margin.
The Medicare levy, the surcharge, and the exemptionsFamily thresholds and how children change them.
When salary packaging is worth it, and when it is notWhy reportable amounts can move family payments.

Covers Prototype D (Return-to-Work 3/4/5 days with childcare modification). Foundation → · ← UI-M4