Forecast the full year from pay received so far

Project year-to-date earnings, tax and super to 30 June, including pay rises and time off already known.

Estimates only, based on published Australian rules for the selected tax year. Not tax, legal or financial advice, and not a substitute for your payslip or an assessment from the ATO.

YTD Forecast

AU-2026.27-v1

Gross year to date

Tax withheld year to date

Pays remaining

Pay period

Forecast gross to 30 June

$144,000 /year

Gross to date

$96,000

Still to come

$48,000

Tax due

—

Take-home

—

Tax and Medicare due—

Forecast withheld$39,600

Forecast refund—

Forecast take-home—

Straight-line projection from the pays already received. Known rises or unpaid leave should be modelled in the full calculator.

Home / Calculate / YTD Forecast

This section answers one question: what actually lands in your account. Enter a salary, an hourly rate or a payslip figure and PayLens applies the 2026–27 resident rules, the Medicare levy, HELP and employer super, then shows every assumption it used so you can check the working line by line.

Tools in this section

Pay CalculatorGross to net with residency, HELP, super and packaging controls.
Take-Home PayOne salary field, one answer, for a quick sanity check.
Net to GrossWork back from the take-home you need to the salary that delivers it.
Payslip CheckerCompare a real payslip against the rules for your pay period.

How YTD Forecast works

Project year-to-date earnings, tax and super to 30 June, including pay rises and time off already known.

What you enter

✓Year-to-date gross and tax

✓Pays remaining

✓Known changes

What you get

✓Forecast annual position

✓Projected tax paid

✓Expected super for the year

Applied Rule Set AU-2026.27-v1

Tax year2026–27

ResidencyAustralian resident

Medicare levyApplied, 2%

HELP treatmentNo debt held

Employer super12% on top of base

Rules verified21 Aug 2026

Sources: ATO individual income tax rates, Medicare levy and study and training loan thresholds; Federal Register of Legislation. Not modelled: offsets, deductions, Division 293, the Medicare levy surcharge or part-year employment.

Need every setting?

Residency, salary sacrifice, exemptions and other tax years live in the full calculator.

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Related guides

Australian income tax, explainedThe brackets, your effective rate and where your salary sits.
Why your payslip tax rarely matches your final taxHow PAYG withholding is estimated each pay run.
The Medicare levy, the surcharge, and the exemptionsWho pays, when it is reduced and how the surcharge differs.